Because Experience Matters
"The best way to have a smooth purchase or refinance is to work with an experienced loan officer who knows the current underwriting requirements and prepares you for the paperwork and questions. The more you know and prepare up front, the smoother your experience will be."WHO I AM
Hello, my name is Helen Ruehmer and I am a professional loan officer licensed in Ohio, Indiana, and Kentucky. I help people by arranging their financing when they purchase or refinance their home. I started originating residential mortgage loans in January 1996. I grew up on the west side of Cincinnati. I recently moved to Lakeside Park, KY from Harrison, OH. As a local loan officer, I know the ins and outs of the Ohio, Indiana, and Kentucky markets.WHO I HELP
I help first time home buyers and I help buyers that have owned a home before. People trust me to take care of their clients, family, friends and co-workers.HOW I HELP THEM
I take a thorough application upfront. Part of my job is to anticipate what an underwriter is going to ask for and collect the information, explanations and documents. I coach borrowers through this process. If you haven’t bought a home in the last few years, you’ll find that the process is significantly different. People only think about home financing a few times during their life. I think about it every single day. To the borrower’s advantage, I stay on top of the changes to program guidelines and industry trends. During the process, I communicate with the borrowers and the Realtors about the status of the loan.WHY WORK WITH ME
Not all loan officers are alike. I truly believe that I am the best at providing an excellent overall experience. I love what I do. I’ve built my reputation as a trusted loan officer by providing personal service, talking with borrowers in a relatable manner, being a “straight shooter” and by being knowledgeable about financing. I care about earning your trust.HOW TO GET STARTED
For your convenience, choose one of these three options:
1) Call me at 513-252-4063 for a quick pre-qualification.
2) Send me an email to Helen.Ruehmer@AmericanMortgage.com with your contact information and the best time to call.
3) If you prefer to apply on-line, click the “Apply Now” button on top of this page. Please be sure you include your current address and phone number.
I look forward to partnering with you and having a smooth and successful closing.